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Texas homebuyer resource center

Assistance options, without the scavenger hunt.

Compare common down-payment programs, find local Bryan–College Station resources, and go directly to the official source for current details.

Cash planner, tour checklist & glossaryCompare programs Browse all resources
Reference updated September 11, 2026
Verify before you rely.
Funding, income limits, rates, eligible areas, and participating lenders can change. The program administrator and lender make all eligibility and approval decisions.

iClickBuyers and CLICKpoint Realty do not administer these programs. Links are provided as a starting point, not a guarantee of assistance.

Bryan–College Station lender references

Confirmed local offices and lending teams.

These companies have a confirmed Bryan or College Station presence as of September 11, 2026. Inclusion is not an endorsement, and buyers should compare rates, fees, service, program experience, and loan terms.

Local presence
American Momentum Bank
Bryan and College Station offices; headquarters in College Station

Local residential lending team and portfolio-loan options

979-774-1111

Visit official website
Local presence
First Financial Bank
Five Bryan–College Station banking locations

Mortgage, affordable-home, and community-investment options

979-260-2100

Visit official website
Local presence
The Wood Group of Fairway
3091 University Drive East, Bryan

Local loan officers serving several Texas assistance programs

979-314-5517

Visit official website
Local presence
CMG Home Loans
4519 Mills Park Circle, College Station

Local branch with Texas assistance-program lending options

936-348-4271

Visit official website
Local presence
Guarantee Mortgage
6744 Victoria Avenue, College Station

Mortgage broker with conventional, government, DPA, and specialty options

979-977-3900

Visit official website
Local presence
New American Funding
2801 Earl Rudder Freeway South, College Station

Local branch with government, conventional, and assistance-program options

979-274-0008

Visit official website
Local presence
Extraco Mortgage
Bryan and College Station locations

Home loans plus physician and professional mortgage programs

979-823-8824

Visit official website
Local presence
Frost Bank
Bryan and College Station locations

Texas mortgage options, including qualifying affordable-home products

800-513-7678

Visit official website

Quick comparison

Eight programs worth knowing.

Use this overview to narrow the search, then open the official program page and confirm every current rule before applying or quoting assistance.

Select up to three programs to compare. Choose at least two for a side-by-side view.

0 of 3 selected

Choose two or three programs above to see the comparison.

Resource directory

Go straight to the people and tools that can help.

These links come from the Texas Homebuyer Assistance Master Reference supplied to iClickBuyers and are organized for buyers and agents.

Statewide assistance programs

Start with the program administrator, then use its approved-lender search before relying on rates or limits.

TDHCA Texas Homebuyer ProgramMy First Texas Home, My Choice Texas Home and mortgage credit certificates1-800-792-1119 · txhomebuyer@tdhca.texas.govTDHCA participating lendersFind lenders authorized to originate TDHCA programsTDHCA current limitsIncome and purchase-price limits; recheck before quotingTSAHC homebuyer programsHomes for Texas Heroes, Home Sweet Texas and related assistance877-508-4611TSAHC eligibility quizA quick initial program screenTSAHC approved lendersSearch participating lenders by countySETH programs5 Star Texas Advantage, MyHome Plus, Buyer Select and eligible MCC areas281-484-4663SETH lender searchFind participating lenders by ZIP codeTexas Veterans Land BoardVeteran home, land and home-improvement loan programs1-800-998-4456

Bryan–College Station resources

Municipal programs depend on the exact city limits. Unincorporated Brazos County is not automatically covered.

City of College Station DPAShared-equity gap financing for qualified buyers and eligible homes979-764-3570City of Bryan Community DevelopmentHomebuyer-assistance information and current funding status979-209-5175 · communitydevelopmentweb@bryantx.govBrazos Valley Affordable Housing CorporationHomebuyer counseling, education and financial coaching979-595-2809 · info@bvahc.orgBCS Habitat for HumanityAffordable-homeownership application information979-823-7200FHLB Dallas HELPGrant information through participating member institutions; funding is limited

Education and counseling

Course rules differ by program. Confirm that the chosen course will be accepted before paying for it.

BVAHC eHome AmericaLocal online homebuyer-education optionTSAHC homebuyer educationFree and paid education options accepted by TSAHCSETH homebuyer educationSETH’s required program-specific courseHUD-approved housing counselorsSearch for a HUD-approved counseling agency800-569-4287CFPB housing counselor searchAlternate official counselor-search toolFannie Mae HomeViewFree homebuyer education accepted by several programs

Eligibility and loan tools

These tools help with early screening. The lender and program administrator make the actual eligibility decision.

USDA property eligibilityCheck whether an address may be in an eligible rural areaUSDA income eligibilityScreen household income for USDA housing programsUSDA approved lendersFind lenders participating in USDA programsFHA loan-limit lookupConfirm the current FHA limit for the property’s countyVA funding fees and closing costsOfficial fee table and exemption informationHUD Good Neighbor Next DoorProgram information for eligible teachers and first respondersHUD Home StoreHUD-owned property listings and property-specific documentsFannie Mae AMI lookupCheck area-median-income information by addressFreddie Mac DPA OneSearch state and local down-payment-assistance programs

Tax exemptions and local savings

Tax exemptions and rebates are separate from mortgage approval and may require an application after closing.

Brazos Central Appraisal DistrictHomestead, disabled-veteran and other exemption forms979-774-4100 · exemptions@brazoscad.orgBCAD online portalFile eligible property-tax exemption applications onlineTexas property-tax exemptionsState rules and current exemption informationResidence Homestead Exemption formTexas Comptroller Form 50-114Disabled Veteran exemption formTexas Comptroller Form 50-135Texas title-insurance ratesCurrent promulgated title-premium scheduleTitle@tdi.texas.govCollege Station Utilities rebatesEnergy Back II and other available conservation rebates979-764-6274Bryan Texas Utilities SmartHOMEEligible insulation, window and solar-screen rebates979-821-5776 · smarthome@btutilities.com

2700 Wilderness Drive South

Ready to follow the City pathway?

The buyer portal keeps the checklist organized while qualification documents go directly to the designated City contact.

View property pathway