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Front exterior of 2700 Wilderness Drive South

Active · City of College Station home

2700 Wilderness Drive South

College Station, TX 77845

$264,900 · MLS #26011348 · 3 bedrooms · 2 bathrooms · 1,680 sq ft

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Explore and Determine Eligibility

View the property, review the City’s eligibility program, and connect with the people who can help with financing and the purchase.

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2700 Wilderness photo gallery

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Front exterior of 2700 Wilderness Drive South 30 photos

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Buyer path

How the City homebuyer program works

There are two separate reviews. The City decides whether you meet the assistance-program rules. A lender decides whether you qualify for a mortgage. Approval from one does not automatically mean approval from the other.

1. Apply to the City program
The City checks your household income, credit, savings, job history, and other program rules. The City—not iClickBuyers—decides whether you qualify and how much assistance you may receive.
Review the City program
2. Apply for a mortgage
A Texas-licensed lender checks your income, credit, debts, and the loan rules. The lender tells you whether you are preapproved, how much you may borrow, and what the payment may look like.
See local lender options
3. Tour the home and decide
Once you understand your City-program status and mortgage options, tour the home. If it fits your needs and budget, your agent can help you prepare an offer.
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Current City program requirements

What the City will look at

Think of this as an early checklist—not an approval. The City reviews the full application, confirms the documents, and makes the final eligibility decision.

The assistance, in plain English

It is a second loan secured by the home—not a gift or grant.

The buyer still gets a regular first mortgage from a lender. If the City approves assistance, the buyer also signs a separate note and deed of trust with the City. The City’s loan is normally recorded as a second lien, behind the first mortgage.

What it doesIt fills an approved financial gap and can reduce how much the buyer needs from the first mortgage or personal funds.
What it costs each monthThe City loan is deferred and has 0% interest, so it is not a second monthly mortgage payment. The buyer still makes the regular first-mortgage payment.
When it is repaidThe original City loan generally becomes due when the home is sold, transferred, or is no longer the buyer’s primary residence.
What “shared equity” meansWhen the home is sold, the City may also receive a percentage of the home’s increase in value. The percentage is based on how much City assistance was provided compared with the original cost.

Example for this home: The most the City could provide at a $264,900 price is $79,470. If the City approved that full amount, it would be a separate second-lien loan. The actual amount could be much lower because the City provides only the amount its review shows the buyer needs.

What determines the actual assistance amount?

The City and lender determine the housing payment and first mortgage the buyer can afford, then the City reviews the remaining documented financial gap. Income, monthly debts, buyer funds, rate, taxes, insurance, closing costs, credits, and the program cap all affect the result.

See realistic financing scenarios

The City’s shared-equity example

How repayment could work when the home is sold

  1. 1
    City loan

    The City lends $25,000 toward a $100,000 home. The City funded 25% of the original price.

  2. 2
    Later sale

    The owner later sells the home for $130,000—a $30,000 increase in value.

  3. 3
    City’s share of the increase

    Twenty-five percent of the $30,000 increase is $7,500.

  4. 4
    Amount repaid to the City

    $25,000 original loan + $7,500 shared equity = $32,500.

This is the simplified example published by the City. The City calculates the actual payoff under the signed loan documents. The first mortgage, selling expenses, and other amounts owed are separate.

Read the official City repayment explanation
Income for everyone in the household
Count everyone who will live in the home, then add the income the City requires you to report. That total must be at or below the limit for your household size.
What the assistance helps pay for
The City loan can fill part of the gap between the money you have, the mortgage you can afford, and the amount needed to buy the home. It may help with the down payment and eligible closing costs.
You must bring some of your own money
You must contribute at least 1.5% of the sales price. Earnest money you already paid can count toward that minimum.
Credit, payment, and other debts
The City looks for an average credit score of at least 600. It also checks that the new housing payment is affordable and that all monthly debts together are not too high for the household’s income.
Job history and available savings
Applicants generally need at least six months in the same job or career field. The City also checks cash and other liquid assets; its published limit is currently $20,000, excluding retirement accounts and personal property.
This must be your main home
You must live in the property as your primary residence—not use it as a rental or second home. You must also complete the required buyer education and housing counseling before closing.
The City needs the full paperwork package
Send the signed application, the $30 fee, and all requested income, tax, bank, and identification records. The City cannot make a final decision from a partial application.

Purchase pathway

Five stages from application to closing.

  1. 1

    See whether the program may fit

    Start with your household size and income. Then review the City’s other rules for credit, savings, job history, education, and the home itself.

  2. 2

    Send a complete application to the City

    Fill out the City application and send every requested document together. Missing items can delay the review.

  3. 3

    Let the City make the eligibility decision

    The City checks your information and decides whether you qualify for the assistance program and how much help you may receive.

  4. 4

    Get mortgage preapproval from a lender

    A lender separately decides whether you qualify for a mortgage, how much you may borrow, and what your estimated payment could be.

  5. 5

    Tour the home and decide whether to offer

    After the City and lender reviews, tour the home. If it works for you, your real estate agent can help you prepare an offer and move toward closing.

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Questions & answers

Buying 2700 Wilderness

Who decides whether I qualify?

The City of College Station reviews program eligibility. Your lender separately reviews your mortgage application. Creating an iClickBuyers account or completing a checklist step does not mean you have been approved.

Where do I begin?

Read the City program summary and application checklist, then follow the City’s current application instructions. You can create a buyer account here to track your progress.

Where do I send my City application?

Use the delivery instructions in the official City application and confirm them with the designated City contact. Send qualification records directly to the City.

Is assistance guaranteed?

No. The City determines eligibility, demonstrated need, funding availability, and assistance terms.

Do I also need lender preapproval?

Yes. City qualification and mortgage preapproval are separate steps. Ask your lender to review the City’s financing requirements.

Can I use my own real estate agent?

Yes. Add your agent’s name, email, and phone in the buyer portal and choose the information you want to share.

Your private buyer checklist

Keep the purchase steps organized.

Track City qualification, lender preapproval, showing, offer, and closing milestones in one place.

Buyer portal Agent portal

iClickBuyers is operated by CLICKpoint Realty, LLC and is not a City of College Station website. Program details, property information, and availability should be confirmed with the appropriate source and independently verified.